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Blending Knowledge, Experience & Dedication to Coordinate Your Financial Life

Meet Our Team

For over five decades, providing you with something different than the industry’s standard has been our commitment. With us, you can expect an ear ready to listen and a direct line to our team. With no management layers or commissioned products to push, we walk you through your financial life with the care, skill and genuine partnership you deserve.


Brian Dawidowicz, CFP®, EA, ChFC®, CLU®, CFS Photo
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Brian Dawidowicz, CFP®, EA, ChFC®, CLU®, CFS

Brian Dawidowicz headshot

Brian Dawidowicz, CFP®, EA, ChFC®, CLU®, CFS

(619) 698-0202

briand@sdtaxwealth.com

From his first job at the local mall to pursuing a career in financial planning and investment management, Brian has always wanted to help others. As an advisor, Brian is there for you every step of the way, whether it be discussing particulars of your plan or the potential impacts that current events may have on your plans. He interacts ahapersonally with clients, talking frequently though periodic reviews on the phone, video conferences or in person. 

Brian graduated from University of California at Santa Barbara (UCSB) with a bachelor of science in business, accounting and economics. He joined the financial industry in 2000. He began working with San Diego Tax & Wealth Management, Inc. in 2004 and became the owner in 2013. He is a Registered Tax Preparer with the California Tax Education Council and is an Enrolled Agent (EA) authorized to prepare taxes and represent clients in matters concerning the IRS. 

As a Registered Representative of Royal Alliance Associates, Inc., Brian holds Series 24, 53, 6, 7, 63 and 65 registrations. In addition, he is an Investment Advisor Representative offering advisory services through Royal Alliance Associates Inc., a registered investment advisor.

Brian lives in San Diego close to the bay with his lovely wife Carol and their two children, Amara and Sage. He enjoys training in Brazilian Jiu Jitsu and practicing yoga. During downtime, you can find him watching cheesy horror, action and science fiction movies; they are SO bad, they are good!

John K. Sutherland, CFP®, EA Photo
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John K. Sutherland, CFP®, EA

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John K. Sutherland, CFP®, EA

jsutherland@sdtaxwealth.com

With over 33 years of experience, solving problems and working with others is what brings John joy as a financial planner. John owned and operated his own financial services corporation, Sutherland & Associates Inc., with his wife Charlene for many years. Throughout his career, John has worked towards preserving the wealth and assets of his clients. He has been educating clients and corporations utilizing his extensive experience and vast knowledge of all areas of financial, tax and estate planning. 

John adds value to his clients’ lives by providing comprehensive, independent financial advice and planning services—exhibiting at all times the knowledge, experience and the integrity necessary to develop and maintain satisfied clients over the years.

John is a CERTIFIED FINANCIAL PLANNER™ professional and holds Series 1, 24 and 63 securities registrations. He is also an Enrolled Agent and licensed tax practitioner who has been preparing tax returns and representing clients before the IRS for over 20 years. John graduated from Long Beach State University and holds a master’s degree in business. 

As a native of California, John was born and raised in Long Beach, California. John lives in La Mesa with his wife, Charlene, and their two dogs. They have 2 grown daughters, 5 grandchildren and a nephew they raised as their son. The Sutherlands are active members of Mountain View Bible Church where John loves being a greeter and acting deacon. When not participating in church activities, they enjoy traveling and activities with their grandchildren. John’s personal hobbies also include numbers, taxes and studying financial markets.

CA Insurance License #037011

Bernard M. Hoyt, MBA, CRTP Photo
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Bernard M. Hoyt, MBA, CRTP

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Bernard M. Hoyt, MBA, CRTP

bhoyt@sdtaxwealth.com

Bernard Hoyt was born and raised in the Great Lakes region, one of seven children. After a tour of duty with the United States Navy where he served as a drug abuse counselor, Mr. Hoyt graduated with distinction from San Diego State University with a Bachelor of Arts Degree in Psychology and a Master’s Degree in Business Administration. He is a Registered Tax Preparer and a Registered Assistant through Royal Alliance Associates, Inc.

Mr. Hoyt is currently semi-retired with San Diego Tax and Wealth Management Inc. in La Mesa, California where for over 30 years he practiced as an independent financial planner offering clients comprehensive financial plans, tax and investment services. He is a former president of Professional Men’s Toastmasters and board president of Darnall Elementary School. Bernie believes in community and has also served as a church youth volunteer, an adult school instructor teaching Money Management courses, and has spent time with the San Diego Humane Society Pet Assisted Therapy Program. Bernie and his family have lived in San Diego over 40 years.

Nick Fragoso, EA Photo
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Nick Fragoso, EA

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Nick Fragoso, EA

(619) 698-0202
Fax: (619) 697-2228
nfragoso@sdtaxwealth.com

Nick was born in and raised in San Diego. He has been a part of San Diego Tax & Wealth Management since January 2015 and is an Enrolled Agent.

He attended San Diego State University and has a Bachelor of Arts degree in Economics. His goal is to become a CERTIFIED FINANCIAL PLANNER™ professional. Some of his hobbies include spending time with his family and reading books.

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Lisa Yanitor

Registered Assistant to Brian Dawidowicz
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Lisa Yanitor

Registered Assistant to Brian Dawidowicz

lisay@sdtaxwealth.com

Lisa assists with the operational side of the asset and portfolio management for San Diego Tax & Wealth Management. She is involved in executing trades, meeting with clients and assisting in all areas of client servicing. Delivering the highest standard of service to both new and existing clients always brings her joy.

With over 26 years of financial services experience, Lisa holds the Series 7 and Series 63 registrations as well as an insurance license with the state of California #0A47675. She is also a Certified Notary Public and is affiliated with FINRA and Royal Alliance.

On a personal note, Lisa has made Jamul her home since 1986. She has two daughters, Alexandra and Victoria, two grandchildren and her horse named Bandit. She enjoys traveling and spending time with her family.

Myrna Merrifield Photo
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Myrna Merrifield

Registered Sales Assistant
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Myrna Merrifield

Registered Sales Assistant

myrna@sdtaxwealth.com

As a registered assistant with Royal Alliance Associates, Myrna is dedicated to customer service and supporting clients. She ensures that the general operations of the office run smoothly. Myrna takes pride in being on a team of wonderful individuals helping people realize and accomplish their financial goals.

Myrna graduated with a Bachelor of Arts degree in sociology from UCLA, where her foundation in the financial sector began at a convertible bond firm. She had spent a brief time in the insurance industry and eventually joined an investment banking boutique in Beverly Hills in the corporate finance area, specializing in initial public offerings and private placements. She has experience holding positions with a financial public relations firm. She also consulted on public offering syndicates, published digital marketing and website content, and worked as the operations supervisor at an investment management firm catering to institutional investors. In addition, Myrna holds Series 7 and 63 registrations.

Prior to returning to the financial industry, Myrna stayed home to raise her two children, Parker and Kaia Lake, and two dogs, Bingo and Mochi. She is their number one fan in their current sports of cross country, track, soccer and rugby. She also loves to volunteer through church and UCLA alumni.

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